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CAREPING HEALTHCARE PVT. LTD.

COMPREHENSIVE LEGAL & OPERATIONAL POLICY FRAMEWORK – INDIA

Document Version: 1.0 | Draft Date: 10 September 2026

Document Status: Draft for Legal, Clinical, Privacy & Operational Review

Classification: Internal / Controlled Document

Brand Statement: “Care is just a Ping away.”

IMPORTANT LEGAL NOTICE

This document is a comprehensive policy framework prepared for Careping Healthcare Pvt. Ltd. (“Careping”, “Company”, “we”, “us” or “our”) for its healthcare technology platform, website, mobile applications, professional network, home healthcare services and associated healthcare-related services.

This document is intended to establish the proposed contractual, operational, privacy, safety, professional, payment and grievance framework for Careping.

This document:

  • Is an original Careping policy framework.
  • Is not intended to reproduce or copy the terms of another healthcare platform.
  • Should be reviewed by qualified Indian legal counsel before publication.
  • Should be updated whenever applicable legislation, regulations, professional standards, technology, service models or Careping operations change.
  • Does not replace the professional judgment of doctors, nurses, therapists, pharmacists, laboratories or other licensed healthcare professionals.
  • Does not create a guarantee that every service, professional, treatment, medicine, test or medical outcome will be available or successful.
  • Must be supplemented by service-specific SOPs, contracts, professional agreements, employment/consultancy agreements and internal clinical governance procedures.

Where a provision of this document conflicts with a mandatory requirement of applicable law or professional regulation, the mandatory requirement shall prevail to the extent of the conflict.

DOCUMENT CONTROL

ItemDetails
CompanyCareping Healthcare Pvt. Ltd.
JurisdictionIndia
Primary Operating LocationBangalore, Karnataka
DocumentComprehensive Legal & Operational Policy Framework
Version1.0
Draft Date10 September 2026
Effective Date[Insert]
Review FrequencyAt least annually and whenever material regulatory/operational changes occur
Website[Insert official website]
Patient App[Insert]
Professional App[Insert]
Customer Support[Insert]
Privacy Contact[Insert]
Grievance OfficerShinto Joseph
Registered OfficeCarePing Healthcare Private Limited 154, 1st floor 3rd main 5th cross,MICO layout, Opp Nandanavana Park BTM stage, Bangalore,560076

POLICY INDEX

This framework consists of the following policies:

  • Patient Terms & Conditions
  • Professional Terms & Conditions
  • Privacy Policy
  • Online Consultation Terms
  • Home Healthcare & Home Visit Terms
  • Cancellation & Refund Policy
  • Payment & Professional Payout Policy
  • Medical Disclaimer & Emergency Policy
  • Professional Verification & Licence Policy
  • Patient & Professional Code of Conduct
  • Prescription & Medical Records Policy
  • Laboratory Services Terms
  • Pharmacy Terms
  • Medical Equipment Terms
  • Complaint & Grievance Redressal Policy

PART A – COMMON DEFINITIONS

For purposes of this framework:

1. “Careping”
Means Careping Healthcare Pvt. Ltd., together with its authorized employees, representatives, technology systems, contractors and service partners, as applicable.

2. “Patient”
Means an individual who accesses, registers on, books, receives, or attempts to receive healthcare or healthcare-related services through Careping.

3. “Professional”
Means a doctor, nurse, physiotherapist, psychologist, counsellor, speech and hearing professional, dietitian, nutritionist, pharmacist, dentist, technician or other healthcare professional/service provider registered or onboarded with Careping, as applicable.

4. “Healthcare Service”
Includes consultation, nursing care, physiotherapy, counselling, speech and hearing services, therapy, laboratory services, pharmacy services, equipment services and other healthcare services made available through Careping.

5. “Online Consultation”
Means a healthcare consultation conducted remotely through video, audio, chat or another approved digital communication method.

6. “Home Visit”
Means an authorized healthcare service delivered at a patient's residence or another approved location outside a conventional healthcare facility.

7. “Prescription”
Means a prescription or clinical instruction issued by an appropriately authorized healthcare professional in accordance with applicable requirements.

8. “Medical Record”
Includes consultation notes, prescriptions, reports, treatment notes, nursing notes, physiotherapy records, laboratory reports, invoices and other healthcare-related records maintained by or through Careping.

9. “Personal Data”
Means information relating to an identified or identifiable individual, to the extent recognized as personal data under applicable law.

10. “Sensitive Health Information”
Means health, medical, treatment, diagnostic, prescription, biometric or other information requiring enhanced protection under applicable law and professional standards.

11. “Service Provider”
Means an individual, company, clinic, laboratory, pharmacy, hospital, healthcare establishment or other entity providing services through or in connection with Careping.

12. “Booking”
Means a confirmed request for a particular service, professional, date, time, location or consultation mode.

13. “No-Show”
Means a situation where a patient or professional fails to attend or participate in a confirmed appointment without an approved cancellation.

14. “Emergency”
Means a situation requiring immediate medical attention where delay may result in serious harm, deterioration or death.

PART B – GENERAL PRINCIPLES APPLICABLE TO ALL CAREPING SERVICES

Careping shall operate its services around the following principles:

  • Patient safety.
  • Professional independence.
  • Privacy and confidentiality.
  • Informed decision-making.
  • Transparent pricing.
  • Appropriate professional verification.
  • Responsible technology use.
  • Respectful conduct.
  • Accessible complaint mechanisms.
  • Appropriate emergency escalation.
  • Accurate records.
  • Protection against misuse of the platform.
  • Compliance with applicable law and professional standards.
  • Continuous improvement through audits, feedback and incident review.

Careping may modify, add, suspend or discontinue services where operational, technical, safety, regulatory or commercial circumstances require such action.

POLICY 1 – CAREPING PATIENT TERMS & CONDITIONS

1.1 Purpose

These Terms govern a patient's access to and use of Careping's platform and services.

By registering, browsing, booking or using Careping services, the patient acknowledges that they have read and understood the applicable terms.

If the patient does not agree with these terms, they should not use the relevant service.

1.2 Eligibility

Patients must provide accurate registration information.

Where required:

  • the patient must satisfy applicable age requirements;
  • a parent or legal guardian must act for a minor;
  • a legally authorized representative may act for a patient who cannot independently manage the service;
  • Careping may request information reasonably necessary to establish authorization.

Patients must not create accounts using false identities or another person's information without authorization.

1.3 Patient Account

The patient is responsible for:

  • maintaining accurate account information;
  • protecting login credentials;
  • notifying Careping of unauthorized access;
  • ensuring contact information remains current;
  • using the account only for lawful purposes.

Careping may suspend accounts involved in fraud, abuse, impersonation, security threats or material violations of these Terms.

1.4 Nature of Careping's Platform

Depending on the particular service, Careping may provide:

  • technology infrastructure;
  • appointment booking;
  • professional discovery;
  • payment collection;
  • communication facilities;
  • home healthcare coordination;
  • laboratory coordination;
  • pharmacy coordination;
  • equipment services;
  • customer support;
  • records/document access;
  • administrative assistance.

The exact legal and operational relationship may differ between services.

Where applicable, clinical care is provided by the relevant healthcare professional or healthcare establishment, and the professional retains responsibility for clinical decisions within their lawful scope of practice.

1.5 Booking Services

Patients may request services through available Careping channels.

A booking is considered confirmed only after Careping or the relevant service provider confirms the appointment.

Availability may depend on:

  • professional schedules;
  • service area;
  • patient location;
  • clinical suitability;
  • equipment availability;
  • laboratory capacity;
  • pharmacy availability;
  • operational restrictions;
  • technical availability.

A displayed slot does not necessarily constitute a permanent guarantee until confirmation is generated.

1.6 Patient Information

Patients must provide complete and accurate information relevant to the service.

Depending on the service, this may include:

  • name;
  • age/date of birth;
  • contact information;
  • location;
  • symptoms;
  • medical history;
  • allergies;
  • current medicines;
  • previous reports;
  • pregnancy status where clinically relevant;
  • emergency contact;
  • other information reasonably required for safe care.

Patients should not intentionally conceal information that could materially affect safe clinical assessment.

1.7 Professional Selection

Where Careping provides a choice of professionals, patients may consider:

  • specialty;
  • qualifications;
  • registration;
  • experience;
  • availability;
  • service location;
  • consultation mode;
  • displayed information;
  • patient reviews where available.

A Careping profile or “verified” designation does not constitute a guarantee of a particular medical outcome.

1.8 Clinical Decisions

The treating professional is responsible for clinical judgment within their scope.

Patients acknowledge that:

  • healthcare outcomes can vary;
  • diagnosis may require physical examination;
  • online consultation may have limitations;
  • a professional may recommend in-person evaluation;
  • treatment may need modification after additional information becomes available.

Patients should follow appropriate professional instructions and seek another clinical opinion where reasonably necessary.

1.9 Home Healthcare

For home services, patients must provide:

  • accurate address/location;
  • safe access to the premises;
  • relevant patient information;
  • reasonable working conditions;
  • information about known safety risks.

Careping or the professional may decline, postpone or terminate a home visit where the environment is unsafe or the required service cannot be safely provided.

1.10 Patient Conduct

Patients must not:

  • threaten professionals;
  • abuse or harass staff;
  • make discriminatory remarks;
  • sexually harass professionals;
  • record private consultations without appropriate authorization;
  • demand services outside professional scope;
  • pressure professionals to issue inappropriate prescriptions;
  • request fraudulent certificates;
  • misuse medicines or prescriptions;
  • provide deliberately false information;
  • use the platform for unlawful activities.

1.11 Fees

The patient agrees to pay applicable:

  • consultation fees;
  • home visit charges;
  • nursing charges;
  • therapy charges;
  • laboratory charges;
  • pharmacy charges;
  • equipment charges;
  • delivery charges;
  • applicable taxes;
  • cancellation/no-show charges where disclosed.

Prices may vary based on service, location, professional, time, urgency, equipment or other disclosed factors.

1.12 Reviews and Feedback

Patients may provide honest and factual feedback.

Reviews must not contain:

  • threats;
  • personal information of professionals;
  • defamatory allegations presented as facts;
  • discriminatory content;
  • obscene content;
  • fraudulent reviews;
  • manipulated ratings.

Careping may remove content that violates its policies or applicable law.

1.13 Intellectual Property

Careping's:

  • name;
  • logo;
  • software;
  • website;
  • app;
  • graphics;
  • text;
  • databases;
  • designs;
  • processes;
  • trademarks;

are protected by applicable intellectual property laws.

Users receive only a limited right to use the platform for lawful personal or authorized purposes.

1.14 Account Suspension

Careping may suspend or restrict an account where there is reasonable evidence of:

  • fraud;
  • abuse;
  • payment misuse;
  • impersonation;
  • security threats;
  • unlawful conduct;
  • repeated violations;
  • misuse of healthcare services.

Where appropriate, Careping may provide an opportunity to clarify the matter.

1.15 Limitation

To the extent permitted by law, Careping shall not be responsible for matters outside its reasonable control, including:

  • internet failures;
  • telecommunications failures;
  • third-party platform outages;
  • professional unavailability;
  • unforeseen medical complications;
  • patient non-disclosure;
  • force majeure events.

Nothing in these terms is intended to exclude liability that cannot legally be excluded.

POLICY 2 – CAREPING PROFESSIONAL TERMS & CONDITIONS

2.1 Eligibility

Professionals must provide accurate information regarding:

  • identity;
  • qualifications;
  • professional registration;
  • licence;
  • specialization;
  • experience;
  • employment/association information where relevant;
  • service locations;
  • professional availability;
  • bank details.

2.2 Credential Verification

Careping may verify professional information through:

  • submitted documents;
  • registration databases;
  • issuing authorities;
  • professional councils;
  • educational institutions;
  • references;
  • third-party verification providers.

Careping may request updated documents at any time.

2.3 Professional Responsibility

Professionals remain responsible for:

  • clinical judgment;
  • assessment;
  • diagnosis where within scope;
  • treatment recommendations;
  • prescriptions;
  • patient communication;
  • clinical documentation;
  • referral/escalation;
  • compliance with professional standards.

Careping's technology platform does not replace professional judgment.

2.4 Scope of Practice

A professional must provide services only within:

  • applicable law;
  • professional registration;
  • qualifications;
  • competence;
  • authorized scope of practice.

Professionals must not represent themselves as specialists in areas for which they do not have appropriate credentials.

2.5 Professional Profile

Professionals must ensure that profile information is:

  • accurate;
  • current;
  • not misleading;
  • supported by documents where required.

Professionals must promptly notify Careping of:

  • licence expiry;
  • registration changes;
  • disciplinary restrictions;
  • change of address;
  • change of qualification;
  • change in service availability.

2.6 Patient Confidentiality

Professionals must maintain confidentiality of patient information.

Patient data must not be:

  • sold;
  • shared for personal purposes;
  • copied unnecessarily;
  • posted on social media;
  • transferred to unauthorized persons;
  • used for independent marketing without appropriate authorization.

2.7 Home Visits

Professionals conducting home visits must:

  • verify the patient/service where appropriate;
  • follow applicable safety protocols;
  • maintain professional boundaries;
  • carry appropriate identification;
  • document care;
  • follow infection-control procedures;
  • report incidents;
  • avoid unauthorized cash arrangements.

2.8 Professional Boundaries

Professionals must maintain appropriate boundaries.

Prohibited conduct includes:

  • sexual misconduct;
  • harassment;
  • inappropriate personal relationships arising from the professional relationship;
  • exploitation;
  • intimidation;
  • coercion;
  • solicitation of inappropriate payments;
  • unauthorized personal marketing.

2.9 Prescription Integrity

Professionals must not:

  • issue false prescriptions;
  • prescribe outside lawful scope;
  • alter records improperly;
  • prescribe solely because a patient demands a particular medicine;
  • facilitate unauthorized medicine procurement.

2.10 Appointment Management

Professionals must:

  • attend confirmed appointments;
  • provide reasonable notice of cancellation;
  • update availability;
  • communicate through approved channels where possible.

Repeated unexplained cancellations may result in review or suspension.

2.11 Professional Payouts

Professional payout is subject to:

  • completed service;
  • applicable Careping commercial agreement;
  • cancellation terms;
  • disputes;
  • refunds;
  • statutory deductions;
  • applicable taxes;
  • verification requirements.

2.12 Audits

Careping may conduct reasonable audits regarding:

  • credentials;
  • patient complaints;
  • clinical documentation;
  • attendance;
  • service quality;
  • payment irregularities;
  • safety incidents.

2.13 Suspension

A professional may be temporarily suspended where there is a reasonable concern involving:

  • expired credentials;
  • serious complaint;
  • patient safety;
  • fraud;
  • data breach;
  • professional misconduct;
  • regulatory investigation;
  • repeated policy violations.

Suspension does not automatically constitute a finding of misconduct.

POLICY 3 – CAREPING PRIVACY POLICY

3.1 Purpose

Careping recognizes that healthcare information requires a high level of privacy and security.

This Policy explains how Careping may collect, use, store, process and disclose information in connection with its services.

3.2 Information Collected

Depending on the service, Careping may collect:

Identity Information

  • name;
  • date of birth;
  • gender where required;
  • identity/account information.

Contact Information

  • phone;
  • email;
  • communication preferences.

Healthcare Information

  • symptoms;
  • medical history;
  • diagnosis;
  • prescriptions;
  • treatment records;
  • laboratory reports;
  • physiotherapy notes;
  • nursing records;
  • counselling information;
  • other health information required to provide services.

Transaction Information

  • bookings;
  • invoices;
  • payments;
  • refunds;
  • payout information.

Technical Information

  • device information;
  • application information;
  • logs;
  • IP-related information;
  • security events;
  • usage information.

3.3 Purposes of Processing

Information may be processed for:

  • Account creation.
  • Appointment management.
  • Healthcare delivery.
  • Professional matching.
  • Home visit coordination.
  • Laboratory services.
  • Pharmacy services.
  • Equipment services.
  • Payment processing.
  • Customer support.
  • Fraud prevention.
  • Security.
  • Service improvement.
  • Legal/regulatory obligations.
  • Complaint handling.
  • Internal audit and quality improvement.

3.4 Consent and Lawful Processing

Careping shall use appropriate legal grounds, notices and consent mechanisms as required by applicable law.

Where consent is required, Careping should ensure that consent is:

  • appropriately informed;
  • specific where required;
  • capable of being withdrawn where applicable;
  • recorded in an appropriate manner.

Withdrawal of consent may affect the ability to provide certain services.

3.5 Sharing of Information

Information may be shared with authorized parties where necessary, including:

  • treating professionals;
  • hospitals or healthcare establishments;
  • laboratories;
  • pharmacies;
  • equipment providers;
  • payment processors;
  • technology service providers;
  • customer support providers;
  • legal/regulatory authorities where required.

Careping should apply appropriate contractual and security controls to service providers handling personal data.

3.6 Data Security

Careping shall maintain reasonable security measures appropriate to the nature and risk of the information processed.

Controls may include:

  • access controls;
  • authentication;
  • encryption where appropriate;
  • logging;
  • backups;
  • monitoring;
  • employee confidentiality obligations;
  • incident response;
  • vulnerability management.

3.7 Data Minimization

Careping should collect only information reasonably required for identified purposes.

Employees and service providers should not access patient data merely out of curiosity.

3.8 Data Retention

Healthcare records and other information shall be retained for periods determined by:

  • applicable law;
  • professional requirements;
  • contractual requirements;
  • legitimate operational needs;
  • dispute resolution requirements;
  • security and audit requirements.

A formal Careping retention schedule should be approved separately.

3.9 User Requests

Subject to applicable law, individuals may have rights concerning their personal data, including applicable rights to:

  • access information;
  • correction;
  • updating;
  • withdrawal of consent;
  • grievance;
  • deletion/erasure where legally applicable.

Requests should be submitted through the designated privacy channel.

3.10 Children

Careping shall apply enhanced safeguards to services involving minors.

Where required, consent or authorization from a parent/legal guardian shall be obtained.

3.11 Data Breach

Where Careping identifies a suspected personal-data or security incident, it shall activate its incident-response procedure.

Depending on applicable law and the nature of the incident, notification may be made to affected individuals, regulators or other parties.

POLICY 4 – ONLINE CONSULTATION TERMS

4.1 Scope

Online consultations may be offered through:

  • video;
  • audio;
  • chat;
  • other approved communication technologies.

4.2 Clinical Suitability

Online consultation may not be appropriate for every condition.

The professional may determine that:

  • an in-person examination is required;
  • laboratory testing is necessary;
  • imaging is necessary;
  • emergency evaluation is required;
  • another specialist should be consulted.

4.3 Patient Consent

The patient should understand that remote consultation has limitations, including the inability to perform certain physical examinations or procedures remotely.

4.4 Patient Responsibilities

Patients should:

  • provide accurate medical information;
  • disclose allergies and medicines;
  • provide previous reports where relevant;
  • participate from a reasonably private location;
  • ensure stable communication where possible;
  • follow professional instructions.

4.5 Professional Responsibilities

Professionals must use professional judgment to determine:

  • whether online consultation is suitable;
  • whether sufficient information is available;
  • whether a prescription can appropriately be issued;
  • whether referral is required.

4.6 Technical Failure

If the consultation cannot proceed because of:

  • internet failure;
  • application failure;
  • audio/video failure;
  • system outage;

Careping may attempt:

  • reconnection;
  • alternate approved communication;
  • rescheduling;
  • refund, where applicable.

4.7 Prescription

A prescription may be issued only where the professional determines that it is clinically and legally appropriate.

A patient is not entitled to receive a prescription merely because they have paid for consultation.

POLICY 5 – HOME HEALTHCARE & HOME VISIT TERMS

5.1 Scope

Careping may coordinate or provide home services including:

  • doctor visits;
  • nursing;
  • physiotherapy;
  • therapy services;
  • sample collection;
  • other approved healthcare services.

5.2 Service Area

Home services are available only within areas where Careping has operational coverage.

Service availability may depend on:

  • location;
  • professional availability;
  • travel distance;
  • traffic;
  • weather;
  • safety;
  • equipment requirements.

5.3 Accurate Address

Patients must provide an accurate:

  • address;
  • building name;
  • flat/villa number;
  • access information;
  • contact number.

Incorrect location information may result in delay, cancellation or additional disclosed charges.

5.4 Safe Environment

Patients must ensure that the service environment is reasonably safe.

Careping/professionals may decline or stop a visit where there is:

  • violence;
  • threat;
  • uncontrolled animals;
  • hazardous substances;
  • unsafe premises;
  • serious infectious exposure without appropriate precautions;
  • illegal activity;
  • other material safety risk.

5.5 Professional Identification

Professionals conducting home visits should carry or display appropriate identification as determined by Careping.

Patients may reasonably request verification of the professional before permitting entry.

5.6 Chaperone/Safety

For certain services, Careping may recommend or require a chaperone or another appropriate safety arrangement.

Professionals must maintain appropriate professional boundaries during all home visits.

5.7 Waiting Time

Where a professional reaches the agreed location and is required to wait because of patient delay, Careping may apply a disclosed waiting-time policy.

5.8 Home Visit Cancellation

Charges may apply where:

  • the patient cancels late;
  • the patient is unavailable;
  • the address is inaccessible;
  • the patient refuses entry after professional arrival;
  • the patient requests a service outside the booking.

5.9 Clinical Escalation

A home professional may recommend transfer to a hospital or emergency facility when the patient's condition exceeds the safe scope of home care.

Home healthcare is not a substitute for emergency hospital care.

POLICY 6 – CANCELLATION & REFUND POLICY

6.1 General Principle

Refund eligibility depends on:

  • service type;
  • cancellation time;
  • reason;
  • professional cancellation;
  • patient no-show;
  • service completion;
  • laboratory/pharmacy/equipment status;
  • applicable third-party charges.

6.2 Proposed Cancellation Framework

Cancellation TimingProposed Treatment
More than 24 hours before appointmentGenerally eligible for full refund, subject to disclosed exclusions
12–24 hoursPartial refund or cancellation charge may apply
Less than 12 hoursRefund may be reduced or unavailable depending on service
Patient no-showRefund may be unavailable or reduced
Professional cancelsPatient generally eligible for full refund or rebooking
Careping cancels for operational reasonsRefund or rebooking option
Emergency/exceptional circumstancesCase-by-case review
Pharmacy/lab/equipment orderSubject to service-specific return/cancellation rules

6.3 Minimum Refund Commitment

If Careping adopts a policy guaranteeing eligible refunds within a minimum period, the published policy shall expressly state:

“Eligible refunds will be initiated/processed by Careping within a maximum period of 15 calendar days from confirmation of refund eligibility, subject to payment-provider processing timelines.”

The final operational wording should be confirmed before publication.

6.4 Refund Method

Refunds should generally be processed to the original payment method where technically and legally feasible.

Bank/payment-provider processing may take additional time.

6.5 Non-Refundable Services

Certain services may be non-refundable after performance or processing begins, including where applicable:

  • completed consultations;
  • completed home visits;
  • collected laboratory samples;
  • customized equipment orders;
  • medicines dispatched in accordance with applicable rules.

The applicable terms must be displayed before payment wherever reasonably possible.

6.6 Refund Disputes

Patients may contact Careping support if they believe a refund was incorrectly denied.

Careping may review:

  • booking records;
  • communication records;
  • professional attendance;
  • service status;
  • payment records;
  • cancellation time.

POLICY 7 – PAYMENT & PROFESSIONAL PAYOUT POLICY

7.1 Patient Payments

Payments may be made through approved:

  • cards;
  • bank transfers;
  • UPI;
  • wallets;
  • payment gateways;
  • other authorized methods.

7.2 Payment Confirmation

A transaction is considered successful only when confirmed through Careping's payment system or authorized payment provider.

7.3 Pricing

The applicable price should be displayed or communicated before confirmation wherever reasonably practicable.

Prices may vary by:

  • professional;
  • service;
  • location;
  • time;
  • duration;
  • equipment;
  • laboratory package;
  • delivery;
  • other disclosed factors.

7.4 Taxes

Applicable taxes may be added as required.

Patients shall be responsible for applicable taxes included in the transaction.

7.5 Professional Payout

Professional payout shall be governed by the relevant professional/commercial agreement.

Payout may be subject to:

  • completed service;
  • successful payment;
  • cancellation status;
  • refunds;
  • complaints;
  • chargebacks;
  • statutory deductions;
  • tax requirements.

7.6 Payout Holds

Careping may temporarily hold an amount where there is a legitimate reason to investigate:

  • suspected fraud;
  • duplicate payment;
  • chargeback;
  • serious complaint;
  • service dispute;
  • inaccurate service completion;
  • regulatory concern.

The hold should be reviewed and released or adjusted after investigation.

7.7 Bank Information

Professionals must provide accurate bank details.

Careping is not responsible for delays resulting from incorrect bank information supplied by the professional.

7.8 Unauthorized Payments

Professionals must not demand unauthorized:

  • cash;
  • transfer;
  • personal payment;
  • additional service charges.

Any additional fee must be authorized and appropriately disclosed.

POLICY 8 – MEDICAL DISCLAIMER & EMERGENCY POLICY

8.1 General Disclaimer

Careping is a healthcare technology and service platform. The platform itself does not replace the clinical judgment of qualified healthcare professionals.

Information available on Careping should not be treated as a substitute for individualized professional medical assessment.

8.2 No Guarantee of Outcome

Healthcare outcomes cannot always be guaranteed.

Careping does not guarantee:

  • diagnosis;
  • treatment success;
  • recovery time;
  • medicine effectiveness;
  • availability of a particular professional;
  • laboratory accuracy beyond the responsibility of the relevant laboratory;
  • equipment performance beyond applicable manufacturer/service warranties.

8.3 Emergency Situations

Careping services should not be used as a substitute for emergency medical response.

Patients experiencing potentially life-threatening symptoms should seek immediate emergency medical assistance or attend an appropriate emergency healthcare facility.

Examples may include:

  • severe difficulty breathing;
  • loss of consciousness;
  • severe chest pain;
  • suspected stroke;
  • uncontrolled bleeding;
  • severe allergic reaction;
  • seizures;
  • serious injury;
  • sudden severe deterioration.

8.4 Professional Escalation

Professionals may instruct patients to seek:

  • emergency care;
  • hospital admission;
  • specialist assessment;
  • diagnostic testing;
  • ambulance/transport assistance where appropriate.

Patients should not delay emergency care while waiting for an online consultation or home visit.

POLICY 9 – PROFESSIONAL VERIFICATION & LICENCE POLICY

9.1 Purpose

Careping shall maintain a professional verification process appropriate to the category of service.

9.2 Documents

Depending on professional category, Careping may require:

  • government-issued identity verification;
  • educational qualification;
  • professional registration;
  • licence;
  • experience certificate;
  • specialization certificate;
  • photograph;
  • address information;
  • other documents reasonably required.

9.3 Categories

Verification may cover:

Doctors

  • Allopathy
  • BAMS
  • BHMS
  • BNYS
  • BSMS
  • BUMS
  • Other appropriately recognized categories

Allied Professionals

  • Physiotherapists
  • Clinical psychologists
  • Counsellors
  • Speech and hearing professionals
  • Dietitians
  • Nutritionists
  • Dentists
  • Pharmacists
  • Other approved categories

Nursing

  • Nursing assistants
  • BSc nurses
  • GNM nurses
  • MSc nurses
  • Other appropriately qualified nursing professionals

9.4 Licence Expiry

Where a licence or registration has an expiry date, Careping may require renewal evidence before allowing continued service.

9.5 Verification Status

Careping may display statuses such as:

  • Submitted;
  • Under Review;
  • Verified;
  • Verification Required;
  • Expired;
  • Suspended;
  • Rejected.

The meaning of each status should be clearly defined internally.

9.6 Verification Does Not Guarantee Clinical Quality

A verification badge means only that Careping completed its defined verification process for the information reviewed.

It does not constitute a guarantee of:

  • treatment outcome;
  • professional conduct in every circumstance;
  • future licence validity;
  • clinical competence beyond the verified credentials.

9.7 Reverification

Careping may conduct periodic reverification.

Reverification may be triggered by:

  • expiry;
  • complaint;
  • regulatory alert;
  • profile change;
  • credential update;
  • internal audit.

POLICY 10 – PATIENT & PROFESSIONAL CODE OF CONDUCT

10.1 Mutual Respect

Patients and professionals must treat each other with:

  • dignity;
  • professionalism;
  • courtesy;
  • respect.

10.2 Prohibited Behaviour

The following are prohibited:

  • physical violence;
  • threats;
  • harassment;
  • sexual harassment;
  • discrimination;
  • intimidation;
  • abusive language;
  • stalking;
  • blackmail;
  • coercion;
  • fraudulent activity.

10.3 Recording

Recording consultations, home visits or private conversations should not be undertaken where prohibited by applicable law, professional requirements or Careping rules.

10.4 Personal Contact

Patients and professionals should use Careping-approved communication channels for service-related communication where available.

10.5 Direct Solicitation

Professionals must not use Careping patient information to divert patients away from Careping for unauthorized private commercial arrangements.

Patients must not pressure professionals into unauthorized private services.

10.6 Reporting

Users should report serious conduct concerns through Careping's complaint system.

Serious allegations may be investigated and, where appropriate, escalated to relevant authorities.

POLICY 11 – PRESCRIPTION & MEDICAL RECORDS POLICY

11.1 Medical Records

Medical records may include:

  • consultation notes;
  • prescriptions;
  • diagnoses;
  • treatment plans;
  • nursing notes;
  • physiotherapy records;
  • laboratory reports;
  • counselling records;
  • invoices;
  • referral notes.

11.2 Record Accuracy

Professionals must maintain accurate records.

Records must not be intentionally falsified, fabricated or improperly altered.

11.3 Prescription Responsibility

The professional issuing a prescription remains responsible for the clinical decision and prescription content.

11.4 Patient Access

Patients may receive access to applicable records through Careping or the responsible professional/service provider, subject to:

  • applicable law;
  • identity verification;
  • record format;
  • legitimate restrictions.

11.5 Corrections

If an error is identified, corrections should be made through an appropriate auditable process rather than by concealing or deleting the original clinical record improperly.

11.6 Record Sharing

Records may be shared with another healthcare provider when:

  • authorized by the patient where required;
  • necessary for continuity of care;
  • required by law;
  • otherwise permitted under applicable legal requirements.

POLICY 12 – LABORATORY SERVICES TERMS

12.1 Scope

Careping may facilitate laboratory services through authorized laboratories/service providers.

12.2 Test Selection

Patients should select tests based on appropriate clinical advice where required.

A laboratory booking does not itself constitute medical diagnosis.

12.3 Home Sample Collection

Where home collection is available:

  • the patient must provide accurate location;
  • the patient should follow preparation instructions;
  • the patient must provide required samples appropriately;
  • collection may be rescheduled where sample requirements are not met.

12.4 Sample Rejection

A sample may be rejected where:

  • insufficient quantity;
  • contamination;
  • incorrect container;
  • improper storage;
  • improper timing;
  • damaged sample;
  • identification mismatch;
  • other laboratory quality requirements.

12.5 Reports

Laboratory reports are issued by the relevant laboratory or responsible professional.

Careping may facilitate delivery of reports but does not independently certify laboratory findings.

12.6 Critical Results

Where applicable, laboratories may follow their own procedures for communicating critical or urgent results.

Patients should not assume that receiving a report through an application replaces professional interpretation.

12.7 Recollection

If a laboratory determines that recollection is required because of sample quality or processing issues, Careping may coordinate recollection according to the laboratory's policy.

POLICY 13 – PHARMACY TERMS

13.1 Pharmacy Services

Where Careping facilitates medicine ordering, medicines shall be supplied through appropriately authorized pharmacy/service arrangements.

13.2 Prescription Medicines

Where applicable, prescription-only medicines shall be supplied subject to appropriate prescription and legal requirements.

13.3 Prescription Verification

The pharmacy or authorized service provider may verify:

  • prescription;
  • patient details;
  • medicine;
  • dosage;
  • quantity;
  • validity;
  • other legally required information.

13.4 Substitution

A medicine substitution shall not be assumed to be permissible merely because the substitute appears similar.

Where applicable, substitution should follow legal, professional and pharmacy requirements.

13.5 Incorrect Orders

Patients should contact Careping promptly if they receive:

  • incorrect medicine;
  • damaged package;
  • missing item;
  • incorrect quantity;
  • other material order discrepancy.

13.6 Returns

Medicine returns, cancellations and refunds shall be subject to applicable law and the pharmacy's approved policy.

Certain medicines may not be eligible for return after dispatch/delivery due to safety requirements.

13.7 Storage

Patients are responsible for storing medicines according to applicable instructions once delivered.

Careping/pharmacy shall not be responsible for deterioration resulting from improper storage by the patient.

POLICY 14 – MEDICAL EQUIPMENT TERMS

14.1 Scope

Careping may provide or facilitate:

  • medical devices;
  • mobility aids;
  • monitoring equipment;
  • rehabilitation equipment;
  • home-care equipment;
  • rental equipment;
  • other approved healthcare equipment.

14.2 Product Information

Product information should include, where applicable:

  • manufacturer;
  • model;
  • specifications;
  • price;
  • rental period;
  • warranty;
  • accessories;
  • delivery charges;
  • installation requirements.

14.3 Safe Use

Patients must use equipment according to:

  • manufacturer instructions;
  • professional instructions;
  • Careping instructions;
  • applicable safety requirements.

14.4 Installation

Where installation is included, only authorized personnel should perform installation where specialized installation is required.

14.5 Rental Equipment

For rented equipment, the agreement may specify:

  • rental duration;
  • deposit;
  • delivery;
  • installation;
  • maintenance;
  • damage;
  • loss;
  • late return;
  • replacement cost.

14.6 Damage or Misuse

The patient may be responsible for damage caused by:

  • intentional misuse;
  • unauthorized modification;
  • negligent use;
  • unauthorized repair;
  • failure to follow instructions.

Normal wear and tear should be handled according to the applicable rental/warranty terms.

14.7 Returns

Returns are subject to:

  • product condition;
  • return period;
  • hygiene requirements;
  • customization;
  • warranty;
  • rental terms;
  • applicable law.

POLICY 15 – COMPLAINT & GRIEVANCE REDRESSAL POLICY

15.1 Purpose

Careping shall provide a structured process for handling complaints from:

  • patients;
  • professionals;
  • caregivers;
  • laboratories;
  • pharmacies;
  • equipment customers;
  • other affected stakeholders.

15.2 Complaint Categories

Complaints may concern:

Clinical

  • suspected clinical error;
  • treatment concern;
  • prescription concern;
  • safety issue.

Professional Conduct

  • misconduct;
  • harassment;
  • inappropriate behaviour;
  • attendance.

Home Visit

  • professional conduct;
  • safety;
  • service quality;
  • unauthorized charges.

Payment

  • incorrect charge;
  • refund;
  • payout;
  • duplicate payment.

Privacy

  • unauthorized access;
  • data disclosure;
  • privacy concern.

Technology

  • application failure;
  • booking failure;
  • payment failure.

Laboratory

  • sample issue;
  • report concern;
  • collection issue.

Pharmacy

  • medicine issue;
  • delivery issue;
  • incorrect item.

Equipment

  • defect;
  • installation;
  • warranty;
  • rental dispute.

15.3 Complaint Process

Step 1 – Receipt
Complaint is received through:

  • app;
  • website;
  • email;
  • telephone;
  • designated grievance channel;
  • other approved channels.

Step 2 – Acknowledgement
Careping should acknowledge the complaint within an internally defined target period.

Step 3 – Classification
The complaint is classified according to severity and category.

Step 4 – Investigation
Careping may review:

  • booking details;
  • payment records;
  • consultation records;
  • communication records;
  • professional statements;
  • patient statements;
  • laboratory records;
  • pharmacy records;
  • equipment records.

Step 5 – Resolution
Possible outcomes include:

  • clarification;
  • corrective action;
  • rebooking;
  • refund;
  • service replacement;
  • professional review;
  • warning;
  • suspension;
  • escalation.

Step 6 – Closure
The complaint is closed after:

  • appropriate action;
  • communication of outcome where permitted;
  • documentation.

15.4 Serious Incidents

Serious patient-safety incidents should be escalated immediately to appropriate internal clinical/management personnel.

Where legally required or appropriate, matters may be reported to relevant authorities or professional bodies.

15.5 Confidentiality

Complaint information should be shared only with personnel who require access for investigation, safety, legal or operational purposes.

15.6 False Complaints

Careping may take appropriate action where a complaint is intentionally fabricated for:

  • harassment;
  • extortion;
  • fraud;
  • retaliation;
  • reputational manipulation.

A complaint should not be treated as false merely because it is not substantiated.

APPENDIX A – SERVICE-SPECIFIC OPERATIONAL CONTROLS

A1. Doctor Consultation
Before consultation: verify booking; confirm patient identity where appropriate; collect relevant information.
During consultation: professional conducts assessment; clinical judgment is independent; limitations of remote care are considered.
After consultation: prescription where appropriate; clinical notes; referral; follow-up recommendation.

A2. Nursing Services
Nursing professionals may provide services within their lawful and professional scope, including where applicable: basic nursing care; wound care; vital monitoring; medication administration where authorized; post-operative care; elderly care; chronic-care support; catheter-related care where appropriately trained; other approved services.
Nursing professionals must not perform procedures outside their authorized competence.

A3. Physiotherapy
Services may include: assessment; mobility exercises; rehabilitation; pain-management techniques within professional scope; post-operative rehabilitation; home exercise planning.
Patients should disclose relevant medical conditions, injuries and restrictions.

A4. Mental Health Counselling
Mental health professionals must maintain: confidentiality; professional boundaries; appropriate documentation; informed consent; appropriate referral/escalation.
Where a patient presents an immediate safety concern, emergency or higher-level care may be required.

A5. Speech & Hearing Services
Services may include: speech assessment; language support; hearing-related assessment; rehabilitation; communication exercises; referral where required.

A6. Therapy Services
Any specialized therapy must be provided only by appropriately qualified professionals.

A7. Laboratory
Controls should include: patient identification; test verification; sample identification; collection; transportation; laboratory processing; report generation; report delivery.

A8. Pharmacy
Controls should include: prescription verification where required; medicine identification; order verification; packaging; delivery; patient communication; complaint handling.

A9. Medical Equipment
Controls should include: product verification; delivery; installation; demonstration; warranty; maintenance; return/recovery.

APPENDIX B – CAREPING PROFESSIONAL REGISTRATION WORKFLOW

Stage 1 – Registration
Professional creates account and enters: name; mobile; email; professional category; qualification; registration information; experience; service area.

Stage 2 – Document Upload
Required documents are uploaded.

Stage 3 – Document Review
Careping reviews documents for: completeness; consistency; validity; expiry; authenticity indicators.

Stage 4 – Verification
Where appropriate, information may be checked against relevant authoritative sources.

Stage 5 – Approval
Professional receives: Verified / Approved or another defined status.

Stage 6 – Service Activation
Only professionals meeting required activation conditions may become available for bookings.

Stage 7 – Periodic Review
Credentials and profile information may be periodically reviewed.

APPENDIX C – CAREPING PATIENT REGISTRATION WORKFLOW

  • Mobile/email registration.
  • OTP or approved authentication.
  • Basic profile.
  • Emergency contact where required.
  • Patient/dependant registration.
  • Service selection.
  • Appointment selection.
  • Payment.
  • Confirmation.
  • Consultation/service.
  • Records/report availability.
  • Feedback.
  • Support/grievance.

APPENDIX D – HOME VISIT SOP FRAMEWORK

Before dispatch: Confirm service; Confirm patient; Confirm location; Confirm professional; Confirm timing; Check required equipment; Check special instructions.

During visit: Professional identification; Patient confirmation; Clinical/service assessment; Service delivery; Documentation; Safety monitoring; Follow-up instructions.

After visit: Service completion; Record submission; Payment/payout processing; Patient feedback; Incident reporting if applicable.

APPENDIX E – INCIDENT MANAGEMENT

Incidents may include: patient injury; medication error; wrong patient; wrong medicine; data breach; professional misconduct; home-visit safety incident; laboratory sample error; equipment malfunction; payment fraud.

Incident Procedure
Immediate Action: Protect patient/user safety.
Notification: Notify the appropriate Careping internal responsible person.
Documentation: Record: date; time; people involved; service; location; facts; immediate action.
Investigation: Determine: what happened; why it happened; whether policy was followed; whether system failure contributed.
Corrective Action: Possible action: retraining; process modification; professional review; system fix; refund; suspension; escalation.
Preventive Action: Careping should identify measures to reduce recurrence.

APPENDIX F – DATA ACCESS CONTROL

Access to patient data should follow a role-based principle.

  • Patient: Access to their own information subject to applicable rules.
  • Treating Professional: Access only to information reasonably necessary for care.
  • Customer Support: Limited access necessary for operational assistance.
  • Finance: Access to information necessary for billing/payment functions.
  • Technical Team: Access should be minimized and controlled; production health data should not be accessed unnecessarily.
  • Management: Access based on business need and authorization.
  • External Vendors: Access only under appropriate contractual and security arrangements.

APPENDIX G – INTERNAL POLICY GOVERNANCE

Careping should maintain a policy owner for each policy.

PolicySuggested Owner
Patient TermsLegal / Operations
Professional TermsLegal / Professional Operations
PrivacyPrivacy / Legal / Technology
Online ConsultationClinical Governance
Home HealthcareOperations / Clinical
RefundFinance / Operations
PayoutFinance
Medical DisclaimerClinical Governance / Legal
VerificationProfessional Operations
Code of ConductHR / Operations
Medical RecordsClinical / Technology
LaboratoryLab Operations
PharmacyPharmacy Operations
EquipmentOperations
GrievanceLegal / Customer Support

APPENDIX H – WEBSITE/APP POLICY DISPLAY

The following documents should be accessible from the Careping website and applications:

  • Terms & Conditions
  • Privacy Policy
  • Cancellation & Refund Policy
  • Online Consultation Terms
  • Home Visit Terms
  • Medical Disclaimer
  • Professional Terms
  • Pharmacy Terms
  • Laboratory Terms
  • Medical Equipment Terms
  • Grievance Policy
  • Contact/Support Information

Policies should be presented in a readable format and not hidden behind unnecessarily complicated navigation.

APPENDIX I – REQUIRED CAREPING CONTACT INFORMATION

Before publication, Careping should insert:

Legal Entity: Careping Healthcare Pvt. Ltd.
Registered Office: CarePing Healthcare Private Limited 154, 1st floor,3rd main, 5th cross,MICO layout, Opp Nandanavana Park BTM stage, Bangalore,560076
Website: www.careping.in
Patient Support Email: support@careping.in
Professional Support Email: support@careping.in
Privacy Email: support@careping.in
Grievance Officer: Shinto Joseph
Grievance Email: shinto@careping.in
Telephone: +919846580222
Business Hours: [Insert]
Emergency Disclaimer: “Careping is not an emergency response service unless a specific service is expressly identified as such.”

APPENDIX J – PUBLICATION CHECKLIST

Before publication, Careping should confirm:

Corporate
[ ] Correct legal company name
[ ] Registered office confirmed
[ ] Website domain confirmed
[ ] App names confirmed
[ ] Support contact confirmed

Legal
[ ] Patient Terms reviewed
[ ] Professional Terms reviewed
[ ] Privacy Policy reviewed
[ ] Refund Policy reviewed
[ ] Grievance Policy reviewed
[ ] Liability provisions reviewed
[ ] Governing law/venue reviewed

Clinical
[ ] Doctor services reviewed
[ ] Nursing services reviewed
[ ] Physiotherapy reviewed
[ ] Mental health reviewed
[ ] Speech & hearing reviewed
[ ] Home visits reviewed
[ ] Emergency escalation reviewed

Professional Verification
[ ] Doctor registration verification
[ ] Nurse verification
[ ] Physiotherapist verification
[ ] Counsellor/psychologist verification
[ ] Speech & hearing verification
[ ] Dietitian/nutritionist verification
[ ] Dentist verification
[ ] Pharmacist verification
[ ] Other categories reviewed

Privacy & Technology
[ ] Data inventory completed
[ ] Data retention schedule completed
[ ] Access controls implemented
[ ] Privacy notices implemented
[ ] Consent mechanisms implemented
[ ] Data breach procedure implemented
[ ] Vendor contracts reviewed
[ ] Backup/security procedures reviewed

Payment
[ ] Payment gateway confirmed
[ ] Taxes reviewed
[ ] Refund workflow tested
[ ] 15-day refund commitment confirmed
[ ] Professional payout cycle confirmed
[ ] Chargeback process confirmed

Operations
[ ] Home visit SOP completed
[ ] Incident SOP completed
[ ] Complaint SOP completed
[ ] Professional suspension workflow completed
[ ] Credential expiry alerts completed
[ ] Patient support workflow completed

APPENDIX K – RECOMMENDED INTERNAL REGISTERS

Careping should maintain the following registers:

1. Professional Verification Register
Professional ID | Category | Qualification | Registration number | Verification date | Expiry date | Verification status

2. Complaint Register
Complaint ID | Date | Patient/professional | Category | Severity | Assigned officer | Investigation status | Resolution | Closure date

3. Incident Register
Incident ID | Service | Date/time | Incident type | Immediate action | Investigation | Corrective action | Closure

4. Refund Register
Transaction ID | Patient | Service | Refund reason | Approved amount | Approval date | Refund date | Payment provider reference

5. Professional Payout Register
Professional | Service | Gross amount | Careping fee/commission where applicable | Deductions | Refund/adjustment | Net payout | Payout date

6. Data Request Register
Request ID | Individual | Request type | Date received | Verification status | Action taken | Closure

APPENDIX L – POLICY REVIEW & CHANGE CONTROL

Policies should be reviewed:

  • At least once every 12 months.
  • Whenever applicable law changes.
  • Whenever Careping launches a new healthcare service.
  • Whenever the payment model changes.
  • Whenever a significant privacy incident occurs.
  • Whenever a serious clinical incident identifies a policy gap.
  • Whenever Careping changes its professional onboarding model.
  • Whenever the technology architecture materially changes.

Each revision should contain:

  • version number;
  • revision date;
  • description of change;
  • approving authority;
  • effective date.

FINAL GOVERNANCE STATEMENT

Careping Healthcare Pvt. Ltd. intends to operate its healthcare platform with a patient-first, professional, privacy-conscious and safety-focused approach.

The purpose of this framework is to establish clear expectations for patients, professionals, employees, service providers and technology partners.

No policy can eliminate all healthcare, technology, operational or commercial risk. Careping shall therefore maintain a continuous process of:

Verification → Safe Service Delivery → Documentation → Monitoring → Complaint Handling → Incident Review → Corrective Action → Continuous Improvement.

The final published version of these policies shall be approved by the appropriate Careping management and reviewed by qualified legal, privacy and clinical professionals before being made binding on users or professionals.

DOCUMENT APPROVAL

Prepared For: Careping Healthcare Pvt. Ltd.
Prepared By: [Insert]
Reviewed By – Legal: [Insert]
Reviewed By – Clinical: [Insert]
Reviewed By – Privacy/Data Protection: [Insert]
Reviewed By – Operations: [Insert]
Approved By: [Insert Authorized Director/Officer]
Approval Date: [Insert]
Effective Date: [Insert]
Version: 1.0

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